Insurance | Insurance Beacon

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

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The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Making Sense Of A Home Warranty

Understanding the value of a home warranty.

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

Did You Know This Fact About the Claims Process?

Claims can be left open as long as you need.

Did You Know This Fact About Foggy Conditions?

Foggy conditions make driving more hazardous, but high beams aren't the answer.

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.

How Your Credit May Affect Your Life Insurance Premiums

This article is perfect for helping you explore the surprising connection between your credit score and life insurance costs.

Fallen Tree Damage—Who Pays?

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

Side-by-Side: Insured vs. Uninsured

Here's what happens if your small business has an accident and you're not insured.

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Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

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Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

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If a Pipe Breaks

Learn what to do when a pipe bursts with this helpful video flooded with smart tips.

Snapshots

Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

Stay Safe with a B.O.P. At Your Back

Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

Coaches

Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.