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Our Mobile Home Insurance Has You Covered:
This means we cover most direct, sudden and accidental physical losses like: fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow, and wind or hail damage.
Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home!
If your home is destroyed by an insured loss, you receive the full amount of insurance for your home (minus any applicable deductible). No hassles.
This provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.
o Additional Living Expenses
o Trees, shrubs, plants and lawns
o Debris removal
o Emergency Removal Service andEmergency Repair after a loss
o Credit card and check forgery
o Fire Department service
o Food spoilage coverage
o Hobby farm or ranch liability
o Identity fraud expense and management including monitoring
o Incidental business liability
o Personal injury
o Water damage from sewers and drains
o Earthquake coverage
o Trip coverage when moving your home
o Personal Liability coverage on additional residences
o Scheduled Personal Property coverage
o Replacement cost coverage (mobile home, other structures and personal belongings)