Searching for auto insurance doesn't have to be a challenge. In fact, your local independent agent can do most of the work for you. But even with an agent shopping for your quotes, you’ll still be responsible for providing quite a bit of information. Insurers calculate premiums using a lot of different factors that are designed to assess risk. When applying for auto insurance you can expect to be required to provide the following information.
You will need to offer up personal information, such as name, age, gender, driver’s license number, address, occupation and marital status. Insurers will run a credit report and collect records of your driving history, including past accidents, traffic violations and insurance claims. You may also be asked about the number of drivers for each car and information about your home and neighborhood to assess the safety of the area.
You will be asked about the basics of your car, including make, model, year, VIN and registration information. The insurer will also want information regarding the car’s primary use (business or personal), whether it’s owned or leased, any installed safety/anti-theft devices and your average monthly mileage usage.
You will need to select the types of coverages you want included in your policy. State minimum requires that you purchase liability coverage, but you can add coverages such as collision, uninsured/underinsured motorist, comprehensive, medical payments, personal injury protection, gap, accident forgiveness and more.Auto insurance keeps you and those around you safe on the road. Call Insurance Beacon at (623) 584-0071 for more information on Surprise AZ auto insurance.