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For insurance companies to stay in business, they must adjust their premiums to offset risk. The greater the risk to insure someone, the higher the premium. For some of these risk factors, there are things you can do to minimize them and lower your car insurance premium. The Type of Car READ MORE >>

Spring is the season of rebirth, which makes it a great time to fix up your yard and replant for the season ahead. Use this guide and you’ll be on your way to a lush, inviting yard that will be envied by the neighborhood. Rake away debris and dead vegetation. READ MORE >>

Sitting at a computer all day is terrible for your body, which is designed to move around and be active (whether you agree or not!). Staying still, paired with the activities of typing and holding a phone, can cause medical problems, particularly associated with bone, joint and muscle health. READ MORE >>

In Arizona, you are required to purchase auto liability insurance, which covers the damages to third parties following an accident that was your fault. Though, given the expense of vehicles and hospital bills, the minimum requirements may not be enough to pay for all of the damages. READ MORE >>

Have you or others who have been in your car ever commented on how “ugly” it may be inside? Or do you have a friend that comes to mind? If so, enter our “Facebook Ugliest Car Interior Contest”. Go to our Facebook Page and submit a photo of your Ugly Car Interior. Contest ends April 30th. READ MORE >>

You’ve heard it over and over again—smoking is a nasty habit. Countless studies have proven the adverse side effects and illnesses that cigarettes can cause, including cancer, lung disease, stroke and more. As if that’s not reason enough to quit for good, the affect smoking has on your life insurance premium just might be the convincing factor. READ MORE >>

Nobody likes getting a traffic ticket--they're expensive, cause your auto insurance rate to increase and are a real pain in the you-know-what. But according to a new study, a ticket could save your life.  Research published in The Lancet, a medical journal, has found that drivers are more conscientious after being ticketed, at least for a while. READ MORE >>

According to the Governor’s Office of Highway Safety, the number of DUIs has decreased more than 3,000 from the 2012 total at a number of 29,000.  Arizona’s number regarding DUIs have actually increased from 2004 to 2011.  In 2004, there were 5,300 to more than 10,000 in 2007 to almost 20,000 in 2010 and more than 31,000 in 2011. READ MORE >>

Minor car accidents are a hassle, while major car accidents are downright dangerous. But, learning about why car accidents occur and how you can prevent them can help you stay safe on the road. This article discusses the three most common causes of car wrecks and offers tips to keep them from happening to you. READ MORE >>

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it’s home improvement or home security. READ MORE >>

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