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Insurancebeacon.com Blog: insurance

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You should review your auto insurance policy on an annual basis.  Here are some items to look at: 1)      Deductibles: In some cases, your deductible may be set too low. The premium you pay for that lower deductible rate is, a lot of times, more than the deductible you would pay out in an accident. READ MORE >>

Generally, your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the company in which your policy is issued, because you're temporarily driving it and you don't own it. READ MORE >>

How much life insurance you should purchase is very dependent on your current financial situation and your goals. Life insurance is designed to protect others when you are gone by providing benefits to help dependents pay off mortgages, pay off debt and pay child care expenses using the supplemental income. READ MORE >>

September is Life Insurance Awareness Month Your need for life insurance coverage is constantly evolving throughout the span of your life. Getting back to the basics, life insurance is designed to support your dependents in the event of your death. But your children, spouse and parents will need varying degrees of financial support over the years. READ MORE >>

Міsсоnсерtіоn #1: Νоbоdу wіll suе mе because mу busіnеss dоеs nоt mаkе а lоt оf mоnеу. Му busіnеss іs nоt соllесtіblе. FАLЅЕ. Еvеrуbоdу аnd еvеrу busіnеss саn bе suеd and, оnсе а mоnеу јudgmеnt іs rеndеrеd аgаіnst thеm, саn hаvе thаt јudgmеnt соllесtеd. Јudgmеnt lіеns dо nоt “gо аwау. READ MORE >>

Dental insurance is usually something an employer will include in a health plan. But, not always. Dental insurance can be an individual, family or group plan. So, what is dental insurance all about and how can you save on the costs? Dental insurance supplements good dental care; it doesn't make up for it. READ MORE >>

For insurance companies to stay in business, they must adjust their premiums to offset risk. The greater the risk to insure someone, the higher the premium. For some of these risk factors, there are things you can do to minimize them and lower your car insurance premium. The Type of Car READ MORE >>

Spring is the season of rebirth, which makes it a great time to fix up your yard and replant for the season ahead. Use this guide and you’ll be on your way to a lush, inviting yard that will be envied by the neighborhood. Rake away debris and dead vegetation. READ MORE >>

Sitting at a computer all day is terrible for your body, which is designed to move around and be active (whether you agree or not!). Staying still, paired with the activities of typing and holding a phone, can cause medical problems, particularly associated with bone, joint and muscle health. READ MORE >>

In Arizona, you are required to purchase auto liability insurance, which covers the damages to third parties following an accident that was your fault. Though, given the expense of vehicles and hospital bills, the minimum requirements may not be enough to pay for all of the damages. READ MORE >>

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